Finance Your New Vehicle at Happy Valley Car Credit

Easy Auto-Financing in Central Pennsylvania

The convenience features and the performance functionality you're looking for in your next car, truck, van, or SUV is within reach at Happy Valley Car Credit in State College. Our experience financing professionals work with you and your personal budget to get you started towards your next vehicle purchase. At Happy Valley Car Credit, we are proud to be the number one credit-challenged and introductory-credit dealership for our drivers in central Pennsylvania. No matter what your budget or current credit score is, we can work with you to find your next high-quality, high-performing vehicle that fits your needs.   

Financing Options to Fit Your Needs

Depending on your budget and driving needs, we can help you determine whether buying, leasing, or applying for an auto-loan is right for you. If you're looking get behind the wheel of a new vehicle soon without the pressure of long-term commitment, leasing could be your best option. If you've been wanting to drive home in the select car, truck, van, or SUV of your choice the buying or apply for a loan could be your best option.

  • Buying: for drivers who want to drive their next vehicle for the long haul. You can add all the factory accessories you want drive your new vehicle for however many miles you want to put on it. However, it does require a higher down payment.
  • Leasing: when you need a new vehicle quickly or simply want to drive multiple models before deciding, leasing gives you the freedom to drive a quality vehicle for less money. However, not owning the vehicle means you cannot modify with accessories and there is the possibility of mileage caps.
  • Applying for an Auto-Loan: if you want the benefits of buying your next vehicle at a price that fits your budget, applying for an auto-loan could be your best option. Visit us today at 3280 West College Avenue to learn more.

Easily Get Started with Your Auto-Loan Application

Save time with our online financing application. Our easy-to-use online form is your tool to get started towards your next car, truck, van, or SUV from the comfort of home. Simply submit your necessary information via our secure online form and our dealership professionals will be in touch shortly. 

  • Submit your contact information along with your employment and banking information.
  • Share any necessary information regarding a co-applicant
  • Review the Privacy Statement
  • Submit!

Get Behind the Wheel with a Lease

Visit us today for a test drive of our all-new and pre-owned cars, trucks, vans, and SUV vehicle lineup. When you've found a vehicle that fits your daily needs, our financing professionals can work with you to create a specialized payment plan that fits your budget.

Once your leasing term is over, you can keep the vehicle or return it for a new model. Contact of visit us today to learn more about our current financing specials and incentives. Drivers near Bellefonte, Tyrone, Altoona, and Lewistown can find easy auto-financing on great Audi, Mercedes-Benz, Nissan, Volkswagen, and Volvo vehicles in State College. Visit us at 3230 West College Avenue today to get started.

Contact our Finance Team about Finance, Credit, & Lease Options


Happy Valley Car Credit

3220 W College Ave
Directions State College, PA 16801

  • Sales: (814)-238-2447