Why Finance Through Happy Valley Car Credit

Why Finance at Happy Valley Car Credit

We Make It Easy to Finance Your Next Vehicle

Whether you have good credit, bad credit, or no credit to speak of, we can help you get the auto financing or lease that you need. You see, we're the number one company in Pennsylvania when it comes to helping credit-challenged and no credit auto-shoppers; our connections and experience make all the difference for our Bellefonte, Altoona, Tyrone PA and Lewistown PA customers who need specialized financing assistance.

You know your budget, and what type of vehicle you need for your daily driving habits. We know the financing ins and outs. Together, we'll discuss your options, going over the various benefits and drawbacks of both the buying and leasing processes. Our experienced financing professionals are happy to explain everything in crystal clear detail, answer any questions you might have, and go through the fine print of every payment plan we come up with.

We have hundreds of new and used vehicles in our extensive inventory, so whether you're looking for a fun-loving convertible, an executive sedan, a hard-working pickup truck or a family-friendly SUV, we're sure to have a model that meets your requirements. Plus, we offer vehicles from the world's most popular automakers, including Audi, Mercedes-Benz, Dodge, Nissan, Chevrolet, and Ford. You'd have a hard time finding another dealership in central Pennsylvania that boasts such a varied inventory, and you won't find another that makes the financing process so simple.

We make it easy to get the loan or lease you need, regardless of your credit score. When you sit with our financing pros, they get right to work on finding the solution you want -- in fact, you can easily fit a consultation in during your lunch hour in most cases! To make things go even faster, fill out our secure online credit application from the comfort of your own home any time of day or night!

If you're concerned about your credit, do yourself a favor and meet with the financing team at Happy Valley Car Credit. Our State College location is conveniently located to serve the central Pennsylvania community, and our team is ready to help you get the loan you need.


Happy Valley Car Credit

3220 W College Ave
Directions State College, PA 16801

  • Sales: (814)-238-2447


  • Monday 9:00am - 8:00pm
  • Tuesday 9:00am - 8:00pm
  • Wednesday 9:00am - 8:00pm
  • Thursday 9:00am - 8:00pm
  • Friday 9:00am - 8:00pm
  • Saturday 9:00am - 5:00pm
  • Sunday Closed

Contact Our Finance Staff Now

Learn More About Financing With Happy Valley Car Credit